• Copy of fully executed purchase contract and copy of earnest money check (front and back).
  
  
• Residence address (including landlord phone numbers) for the past two years.
  
  
• Names and addresses of each employer for the past two years. Also paycheck stubs for all borrowers covering most recent 30-day period.
  
  
• Names, account numbers and balances of all checking, savings and brokerage accounts. Also bank statements (must include all pages) for the most recent two months on all accounts.
  
  
• W-2 forms for all borrowers for the last two years and tax returns (copies to include original signatures).
  
  
• Statements of other income (interest, dividends, IRAs, etc.).
  
  
• Addresses/leases for other real estate owned, as well as loan information.
  
  
• Check for credit report and appraisal fees.
  
  
• If self-employed, commissioned or bonus earning individuals, the past two years' tax returns (complete set) including all schedules and attachments and a year-to-date profit and loss statement.
  
  
• Borrower and Co-borrower Social Security card and picture identification (driver's license).
  

If you would like a printable version of the Application Checklist, click here.